How To Withdraw Money From Wells Fargo

The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Your account statement will include the APY earned on your savings accounts and interest-earning checking accounts for the period covered by the statement.

Interest-bearing checking with premium benefits

The Portfolio by Wells Fargo program includes a checking account with exclusive benefits that matter – and a customer service team you can count on.

Earn interest while saving

Get a Portfolio Relationship Interest Rate on eligible CDs and savings accounts. ^,

Avoid the fees for everyday transactions

Pay no fees for select banking services, such as incoming wire transfers. ^,

Get interest rate discounts on select new loans

Save with a relationship discount.

Enjoy higher limits when moving money

Portfolio by Wells Fargo gives you higher limits than most of our other accounts when depositing or transferring money.

Get the priority service you deserve

Dedicated to Portfolio by Wells Fargo customers, our Wells Fargo Premier Banking Team^SM is here to service your account when you need us.

Conversation
It starts with a discussion about what matters most to you.

Connection
We'll connect you to the services you need to help you achieve your financial goals.

Convenience
Your team is available by phone 24 hours a day, 7 days a week.

You can call the Wells Fargo Premier Banking Team at 1-800-742-4932.

One program. Two tiers of benefits.

The Portfolio by Wells Fargo program has two tiers. Your tier is based on statement-ending qualifying balances in your linked eligible Wells Fargo deposit accounts and investment accounts combined.

One U.S. and one international per fee period

The Wells Fargo Portfolio Checking account includes:

No-fee Wells Fargo Personal Wallet checks; plus, no fees for monthly check safekeeping or image statements
Mobile deposit with the Wells Fargo mobile app
Bill Pay and online banking transfers, plus Zelle^® to send money to family and friends
Budgeting, cash flow, and spending tools, plus the convenience of direct deposit
24/7 customer service and fraud monitoring
No-fee access to approximately 13,000 Wells Fargo ATMs

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Wells Fargo Portfolio Checking interest rates

The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period (366 in a leap year).

Current interest rates

Current interest rates
Balance	Interest Rate	Annual Percentage Yield (APY)
$0 or more	0.01%	0.01%

Portfolio by Wells Fargo FAQs

From Wells Fargo Advisors

Hands-on control with online trading

With a WellsTrade^® online brokerage account from our affiliate Wells Fargo Advisors, Wells Fargo customers get unlimited $0 online trades for stocks and ETFs. For Portfolio by Wells Fargo customers, we'll waive the WellsTrade household annual fee. ^,

WellsTrade Online and Mobile Brokerage

Automated investing plus personal guidance

Intuitive Investor^® from Wells Fargo Advisors gives you a simple, automated way to invest. You'll get a diversified portfolio, combining tech-enabled investing with the help you need, when you need it. As a Portfolio by Wells Fargo customer, receive a discount of 0.05% off the 0.35% advisory fee. ^,

Intuitive Investor

Investment and Insurance Products are:

Not Insured by the FDIC or Any Federal Government Agency
Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Brokerage products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. WellsTrade brokerage accounts and Wells Fargo Advisors Intuitive Investor investment accounts are offered through WFCS.

The right guidance can help you make your goals a reality

The Wells Fargo Premier Banking Team can connect you to professionals who will work with you to help build a customized plan for the future you want. Your financial professional can offer personalized guidance based on your specific needs and goals.

Wealth management services

Bundle your account balances to save more

To determine which tier you qualify for, we combine your Wells Fargo Portfolio Checking account balance with other linked accounts – such as your Wells Fargo savings.

Avoid the $25 monthly service fee with a minimum combined balance of $20,000 in your statement-ending qualifying linked accounts.

Deposit account balances
Investment account balances

Deposit account balances include:

Checking
Savings
CDs (time accounts)
FDIC-insured IRAs

Investment account balances include:

Brokerage available through our brokerage affiliate Wells Fargo Advisors ^,
Investment & Fiduciary Services
Annuities ^,
Foreign exchange

Investment and Insurance Products are:

Not Insured by the FDIC or Any Federal Government Agency
Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Already a Wells Fargo checking customer?

Upgrade your Wells Fargo checking account

No need to change your account number. You'll just need to connect to a banker to get started. Contact us at 1-800-742-4932.

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